A complete new Luton van
A dealer-supplied vehicle with its box body and equipment identified on the quotation. Confirm the specification, total price and expected delivery date before discussing funding.
For delivery, removals & business fleets
Luton van finance. Make room for the next job.
Finance a new or used Luton van through hire purchase or finance lease. DCF arranges funding and can discuss vehicle sourcing for UK limited companies only.
UK limited companiesEstablished 2011Independent broker
Finance around your business
Fund the complete vehicle, with the body and equipment in view.
A Luton van purchase is more than choosing a cab. The box body, over-cab space, doors, loading arrangements and any tail lift need to suit the goods your business will carry.
Send us the complete vehicle quotation and explain the work, whether that is removals, furniture delivery, equipment transport or an addition to a vehicle hire fleet. We can explore a funding structure around the asset and the company buying it.
New and used vehicles can be considered. If the chassis and body are coming from different suppliers, or the body is still being built, share the payment schedule before you commit. Those arrangements need specific lender agreement.
Finance is subject to status and lender approval. Deposits, rates, terms and any guarantees depend on your business, the asset and the lender.
What we can help fund
The right asset for the work ahead.
A used Luton with a tail lift
Used vehicles can be considered. Include the registration, mileage, age and condition of the chassis, body and lift so the lender can assess the complete purchase.
Several vans for the operation
For a delivery, removals or hire-fleet purchase, provide a vehicle schedule. Tell us about different suppliers, mixed new and used stock or vans arriving at different times.
Your funding options
Ownership or use. Understand the difference.
Hire purchase
Spread the purchase cost through an agreed repayment schedule. Ownership can pass to your business once all contractual payments and any option-to-purchase fee have been paid.
Ask us to set out the initial payment, monthly cost, fees and any final payment together, so you can compare the full commitment.
Finance lease
Your business uses the asset in return for rentals, while the finance provider retains ownership. End-of-term arrangements depend on the agreement and should be understood before you sign.
We can explain the initial rental, ongoing payments and the options available when the primary term ends.
Explore the detail in our hire purchase, finance lease and contract hire comparison and VAT on asset finance guide.
Make the purchase work
Look beyond the monthly payment.
Volume and usable payload
A large box does not establish the weight the van can carry. Confirm the actual vehicle’s plated limits and usable payload with the supplier, including the effect of the body, tail lift and fitted equipment.
The body and the lift
Check body condition, floor, doors, water ingress and the lift’s condition and available inspection or service records. Arrange appropriate inspection of a used vehicle before committing to the purchase.
Price, VAT and delivery
Identify the vehicle price, VAT position, preparation, delivery and any additional equipment separately. A supplier’s deposit or build deadline should be discussed alongside the funding timetable.
Start with the essentials
What to send us.
A supplier quote or listing is a useful starting point. We will confirm which supporting documents the lender needs.
Start your enquiry- Your UK limited company name, company number and intended use.
- Supplier quotation identifying the chassis, Luton body and any tail lift.
- For a used vehicle: registration, age, mileage, condition and photographs where available.
- The price and VAT position, including separately quoted equipment or delivery.
- Any bodybuilder payment milestones and the required delivery date.
- Preferred initial payment and term; a vehicle schedule for several vans.
- Accounts, business bank statements or other supporting information if requested.
A clear next step
How it works with DCF.
- 01
Share the full specification
Send the vehicle quote and identify the body, lift and suppliers.
- 02
Discuss the structure
We explore hire purchase or finance lease with suitable lenders.
- 03
Confirm the conditions
We help coordinate the business information, approval and paperwork.
- 04
Complete the purchase
Funding is released once the lender’s completion requirements are satisfied.
Your questions answered
Luton van finance: frequently asked questions
Can I finance a used Luton van?
Yes, DCF can explore funding for a used Luton bought by a UK limited company. The lender considers the business, price, seller and the age, mileage, condition and value of the complete vehicle. Terms are confirmed for the particular application.
Can the tail lift be included in Luton van finance?
Potentially. Identify the lift and its price on the quotation and explain whether it is already fitted or will be installed separately. The lender must confirm eligible costs and supplier payment conditions. Finance approval does not establish the lift’s condition or suitability.
Can the chassis and Luton body come from separate suppliers?
Potentially, but this needs planning. Send both quotations, the body specification and the payment and delivery schedule. Not all lenders support separate suppliers, unfinished vehicles or payments before the completed asset is available.
Can a removals or delivery limited company apply?
Yes, a UK limited company can discuss a Luton finance enquiry with DCF. Explain the delivery work, expected mileage and purchase timetable. Lenders assess the company and vehicle, and may request supporting accounts, bank statements or other information.
Can I finance a Luton van for a self-drive hire business?
Potentially. State the intended hire use at the beginning so we can approach suitable lenders. Provide the vehicle and supplier details and explain the operation. Hire use and any relevant insurance arrangements must be acceptable to the lender.
How much deposit is needed for a Luton van?
There is no single deposit for every vehicle or business. The initial payment, VAT and fees depend on the agreement and lender. Ask us to set out the upfront cash requirement, monthly payments and any final payment together before you proceed.
Useful next reads.
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Compare model guides and other commercial van body types.
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ExploreLet’s talk about your next purchase
Bring us the plan. We will do the legwork.
Based in Kent and supporting limited companies across the UK. Tell us what you need and we will explore suitable lenders on our panel.
Direct Commercial Finance Ltd is a commercial finance broker, not a lender. Finance is subject to status and lender approval.