Plant and materials-handling equipment for business finance

Materials-handling equipment

Telehandler and forklift finance for UK businesses.

Finance new or used telehandlers, forklifts and handling equipment while spreading the capital cost. DCF arranges asset finance for UK limited companies.

UK limited companiesEstablished 2011Independent broker

Finance around your business

Put the right handling equipment into the operation.

A telehandler on a construction site and a forklift in a warehouse do different jobs, but both can represent a substantial capital purchase. We structure the application around the machine, its use and your business.

New and used equipment can be considered. Send the supplier quotation, machine details and intended use and we will explore suitable hire-purchase or finance-lease options.

Finance is subject to status and lender approval. Deposits, rates, terms and any guarantees depend on your business, the asset and the lender.

What we can help fund

The right asset for the work ahead.

Telehandlers

Fixed and rotating telehandlers for construction, civils, agriculture and industrial applications.

Forklifts

Diesel, LPG and electric forklifts for warehousing, manufacturing, yards and distribution.

Handling equipment

Other identifiable materials-handling and access equipment can be discussed depending on asset and lender criteria.

Your funding options

Ownership or use. Understand the difference.

01

Hire purchase

Spread the purchase cost through an agreed repayment schedule. Ownership can pass to your business once all contractual payments and any option-to-purchase fee have been paid.

Ask us to set out the initial payment, monthly cost, fees and any final payment together, so you can compare the full commitment.

02

Finance lease

Your business uses the asset in return for rentals, while the finance provider retains ownership. End-of-term arrangements depend on the agreement and should be understood before you sign.

We can explain the initial rental, ongoing payments and the options available when the primary term ends.

Explore the detail in our hire purchase, finance lease and contract hire comparison and VAT on asset finance guide.

Make the purchase work

Look beyond the monthly payment.

Age, hours and condition

Used machines are assessed on age, operating hours, condition, value and expected remaining life.

Attachments and specification

Forks, buckets, access platforms and other attachments should be identified so the lender understands the complete asset.

Battery and powertrain

For electric equipment, battery age and replacement considerations may affect the asset assessment.

Start with the essentials

What to send us.

A supplier quote or listing is a useful starting point. We will confirm which supporting documents the lender needs.

Start your enquiry
  • Supplier quotation and machine specification.
  • Make, model, year, hours and serial number where available.
  • Details of attachments and included equipment.
  • New or used condition and photographs where relevant.
  • Preferred deposit and finance term.
  • Company accounts or supporting information requested by the lender.

A clear next step

How it works with DCF.

  1. 01

    Send the machine details

    Share the quote, specification and intended use.

  2. 02

    Compare structures

    We explore HP or finance lease with suitable lenders.

  3. 03

    Complete underwriting

    Provide the business and asset information required.

  4. 04

    Take delivery

    Funding completes once lender conditions are satisfied.

Your questions answered

Telehandler and forklift finance: frequently asked questions

Can I finance a used telehandler?

Potentially, yes. Age, hours, condition, value and remaining working life will be considered.

Can a business finance a forklift?

Yes, new and used forklifts can potentially be financed for UK limited companies, subject to lender criteria.

Can I finance an electric forklift?

Potentially. Provide the full specification including battery information where available.

Can attachments be included?

They may be considered as part of the equipment package. Ask the supplier to itemise the machine and attachments so the lender can confirm what is eligible.

Can I buy a telehandler at auction using finance?

Potentially, but auction deadlines require planning before bidding.

Read about auction asset finance

Can I refinance a telehandler or forklift I already have?

Asset refinance may be possible depending on ownership, value and existing finance.

Read about asset refinance

Let’s talk about your next purchase

Bring us the plan. We will do the legwork.

Based in Kent and supporting limited companies across the UK. Tell us what you need and we will explore suitable lenders on our panel.

Direct Commercial Finance Ltd is a commercial finance broker, not a lender. Finance is subject to status and lender approval.