CNC machining equipment
Lathes, mills, machining centres and related production equipment, new or used subject to lender criteria.
Manufacturing equipment finance
CNC and manufacturing machinery finance.
Spread the cost of CNC machines and production equipment while preserving working capital for materials, people and growth.
UK limited companiesEstablished 2011Independent broker
Finance around your business
Fund the capacity your order book needs.
DCF can arrange finance for CNC lathes, milling machines, machining centres, presses, laser equipment and other production machinery for UK limited companies.
We look at the complete investment: machine specification, supplier, delivery, installation, commissioning and how the equipment supports the business.
Finance is subject to status and lender approval. Deposits, rates, terms and any guarantees depend on your business, the asset and the lender.
What we can help fund
The right asset for the work ahead.
Presses and fabrication
Presses, laser cutters, fabrication equipment and other machinery used to increase manufacturing capacity.
Automation and production lines
Robotics, automation and connected equipment can be discussed as part of a wider capital investment.
Your funding options
Ownership or use. Understand the difference.
Hire purchase
Spread the purchase cost through an agreed repayment schedule. Ownership can pass to your business once all contractual payments and any option-to-purchase fee have been paid.
Ask us to set out the initial payment, monthly cost, fees and any final payment together, so you can compare the full commitment.
Finance lease
Your business uses the asset in return for rentals, while the finance provider retains ownership. End-of-term arrangements depend on the agreement and should be understood before you sign.
We can explain the initial rental, ongoing payments and the options available when the primary term ends.
Explore the detail in our hire purchase, finance lease and contract hire comparison and VAT on asset finance guide.
Make the purchase work
Look beyond the monthly payment.
Useful life and payback
The finance term should make sense for the machine’s age, expected utilisation and productive life.
Installation and commissioning
Identify transport, installation, software, training and commissioning separately so lenders can confirm eligible costs.
Overseas suppliers
Imported machinery needs extra planning around currency, deposits, staged payments and delivery conditions.
Start with the essentials
What to send us.
A supplier quote or listing is a useful starting point. We will confirm which supporting documents the lender needs.
Start your enquiry- Machine quotation and detailed specification.
- Supplier details and whether the equipment is new or used.
- Delivery, installation and commissioning timetable.
- Any deposit or staged-payment schedule.
- Company accounts and recent management information where requested.
- Explanation of the capacity, contract or efficiency the investment supports.
A clear next step
How it works with DCF.
- 01
Share the project
Send the machine quote and explain the business case.
- 02
Structure the funding
We compare suitable HP or finance-lease options.
- 03
Complete lender checks
We coordinate the credit and asset information required.
- 04
Install the machine
Funding completes once agreed conditions are satisfied.
Your questions answered
CNC machine finance: frequently asked questions
Can a business finance a CNC machine?
Yes. New and used CNC machinery can potentially be financed for UK limited companies, subject to the business, asset, supplier and lender criteria.
Can used CNC equipment be financed?
Potentially. Age, condition, value, provenance and remaining useful life are important.
Can imported CNC machinery be financed?
Yes, some lenders can consider overseas suppliers, but deposits, currency, shipping and delivery conditions need planning.
Can installation be included in the finance?
Some associated costs may be eligible depending on lender and structure. Ask the supplier to itemise them.
Can finance help when a new contract requires more production capacity?
Potentially. The contract or order book can help explain the commercial reason for the investment, although finance remains subject to underwriting.
HP or finance lease for CNC equipment?
Both may be available. The appropriate route depends on ownership plans, cash flow and lender terms.
From the DCF knowledge centre
Common questions about cnc machine finance
- Can I finance a CNC machine bought from another engineering company?
- Can tooling and CNC software be included with a machine purchase?
- Can I finance a new industrial press with build-stage payments?
- How should I budget when a financed machine takes months to start production?
Let’s talk about your next purchase
Bring us the plan. We will do the legwork.
Based in Kent and supporting limited companies across the UK. Tell us what you need and we will explore suitable lenders on our panel.
Direct Commercial Finance Ltd is a commercial finance broker, not a lender. Finance is subject to status and lender approval.