Van fleets
Courier, service, construction and trade fleets, including multiple new or used vans.
Multiple vehicle funding
Fleet finance for vans, trucks and commercial vehicles.
Finance several vehicles as one investment or build a replacement programme around staged deliveries. DCF arranges fleet funding for UK limited companies.
UK limited companiesEstablished 2011Independent broker
Finance around your business
From a handful of vans to major commercial-vehicle investments.
Fleet purchases can involve multiple vehicles, suppliers, delivery dates and replacement cycles. We can structure the proposal around the complete requirement rather than treating every vehicle as an unrelated transaction.
DCF has arranged substantial multi-vehicle transactions, including an £800,000 finance lease for 20 used tractor units.
Finance is subject to status and lender approval. Deposits, rates, terms and any guarantees depend on your business, the asset and the lender.
What we can help fund
The right asset for the work ahead.
Truck and HGV fleets
Tractor units, rigids and specialist commercial vehicles for haulage and logistics businesses.
Mixed fleets and trailers
Vehicle programmes involving different asset types, trailers or phased replacements can be discussed with suitable lenders.
Your funding options
Ownership or use. Understand the difference.
Hire purchase
Spread the purchase cost through an agreed repayment schedule. Ownership can pass to your business once all contractual payments and any option-to-purchase fee have been paid.
Ask us to set out the initial payment, monthly cost, fees and any final payment together, so you can compare the full commitment.
Finance lease
Your business uses the asset in return for rentals, while the finance provider retains ownership. End-of-term arrangements depend on the agreement and should be understood before you sign.
We can explain the initial rental, ongoing payments and the options available when the primary term ends.
Explore the detail in our hire purchase, finance lease and contract hire comparison and VAT on asset finance guide.
Make the purchase work
Look beyond the monthly payment.
Delivery schedule
If vehicles arrive in batches, identify expected dates and whether funding needs to complete in stages.
New and used assets
Age, mileage, supplier and expected life influence terms, particularly across a used fleet.
Cash-flow planning
Consider deposits, VAT and whether replacing existing financed vehicles creates settlement or refinance requirements.
Start with the essentials
What to send us.
A supplier quote or listing is a useful starting point. We will confirm which supporting documents the lender needs.
Start your enquiry- Vehicle list with make, model, age and price.
- Supplier details and expected delivery dates.
- Total fleet requirement and preferred term.
- Existing vehicles being retained, sold or part-exchanged.
- Company accounts and current management information where requested.
- Reason for expansion or replacement, including relevant contracts.
A clear next step
How it works with DCF.
- 01
Map the fleet
Send the full vehicle requirement and delivery schedule.
- 02
Structure the facility
We identify suitable lenders and agreement options.
- 03
Coordinate approvals
Complete the business, vehicle and supplier requirements.
- 04
Fund the programme
Vehicles complete in line with agreed lender and delivery conditions.
Your questions answered
Fleet finance: frequently asked questions
Can I finance several vans at once?
Yes, multiple vans can potentially be financed together, subject to the business, vehicles, suppliers and lender criteria.
Can I finance 10 or 20 trucks?
Potentially. DCF has experience with substantial fleet transactions, including an £800,000 finance lease for 20 used tractor units.
Can used vehicles be included in fleet finance?
Yes, used commercial vehicles can be considered. Age, mileage, value, supplier and proposed term will be assessed.
Can vehicles be delivered and financed in stages?
Potentially. If deliveries are phased, tell us the timetable at the outset so the lender structure can be planned around it.
Can a growing courier company finance a fleet?
Potentially. Existing trading, contracts, bank conduct, vehicle requirement and affordability will form part of the assessment.
Can existing fleet finance be refinanced?
Asset refinance may be possible depending on settlement figures, vehicle values and lender criteria.
From the DCF knowledge centre
Common questions about fleet finance
- Has DCF arranged finance for a fleet of used tractor units?
- What should a fleet finance vehicle schedule include?
- Why might fleet finance be spread across more than one lender?
- How should deposits be planned when fleet deliveries are spread over months?
Let’s talk about your next purchase
Bring us the plan. We will do the legwork.
Based in Kent and supporting limited companies across the UK. Tell us what you need and we will explore suitable lenders on our panel.
Direct Commercial Finance Ltd is a commercial finance broker, not a lender. Finance is subject to status and lender approval.