Lower Upnor, Rochester · Established 2011
Commercial finance in Kent. A real person on your side.
From a replacement van to a new production machine. DCF helps Kent limited companies explore funding, with one point of contact to explain the options and move the application forward.
Local roots. UK-wide lender relationships.
Bring us the business plan behind the purchase.
We are based at Ordnance Yard in Lower Upnor, on the Medway. Since 2011, DCF has worked with limited companies to arrange finance for the vehicles and equipment their businesses need.
A groundworks contractor adding a machine, an electrical business replacing vans and a manufacturer investing in capacity have different funding requirements. We start with the asset, the purpose of the purchase and how your business trades, then explore suitable lenders.
Our Kent base is a place to speak to the team, not a limit on where we work. We support businesses across the county and nationally, with applications discussed by phone or online as well as meetings by arrangement.
DCF is a commercial finance broker, not a lender. Funding is subject to status and lender approval; terms depend on your business and the proposed agreement.
What does your business need next?
Find the right starting point.
Van finance and sourcing
For delivery teams, trades and service businesses needing a new or used working vehicle, or several vans for an expanding operation.
ExploreTruck and HGV finance
Explore funding for tractor units, rigid trucks, trailers and specialist vehicles supporting haulage and distribution.
ExplorePlant and machinery finance
Discuss equipment for groundworks, construction, manufacturing and workshops, with the asset and business considered together.
ExploreInvoice finance
If customer payment terms are tying up cash, talk to us about whether funding against eligible invoices could help.
ExploreCommercial loans and mortgages
Discuss business premises, a yard purchase or other commercial funding requirements with the DCF team.
ExploreSupport for introducers
Kent dealers, accountants and business advisers can explore working with DCF to help their limited company customers arrange funding.
ExplorePublished customer experience
20 tractor units. One coordinated funding requirement.
DCF arranged an £800,000 finance lease for 20 used tractor units for a southeast haulage business. The published case study explains how the purchase supported new contract work and how the funding was structured.
Read the haulage case studyA completed deal illustrates previous work, not the terms or approval available for another application.
A practical conversation
From the first call to a clear next step.
- 01
Tell us what is changing
Explain the purchase, the supplier and why the business needs the funding.
- 02
Discuss the commitment
We talk through initial payment, term and the information lenders may need.
- 03
Explore suitable lenders
We present the application and explain decisions and any conditions.
- 04
Complete the paperwork
If you proceed, we guide you through the lender requirements and next steps.
Speak to DCF in Kent
Our home in Lower Upnor.
Contact us before travelling if you would like to arrange a meeting.
Contact the teamDirect Commercial Finance Ltd
No.9 Magazine B, Ordnance YardUpnor Road, Lower Upnor
Rochester, Kent, ME2 4UY
01634 715 690
finance@dcfgroup.co.uk
Your questions answered
Commercial finance in Kent: FAQs
Where is DCF based in Kent?
Direct Commercial Finance is based at No.9 Magazine B, Ordnance Yard, Upnor Road, Lower Upnor, Rochester, Kent, ME2 4UY. Call 01634 715 690 or contact the team to arrange a conversation.
Do you only work with businesses in Medway?
No. Our office is in Lower Upnor, but we support limited companies across Kent and the rest of the UK. You do not need to be near the office to discuss an application.
What types of business finance can you arrange?
We arrange vehicle, plant and equipment finance, and can discuss invoice finance, commercial loans and mortgages. The appropriate product and lender depend on your business and the purpose of the funding.
Is DCF a lender?
No. DCF is a commercial finance broker. We discuss your requirements and approach suitable lenders on our panel; the lender makes the credit decision and sets its terms.
Can you source vehicles for a Kent business too?
Yes. We can discuss vehicle sourcing alongside finance. Tell us the required specification, quantity, budget and delivery requirements. Availability and pricing are confirmed for the specific vehicles.
Do I need to visit the office to apply?
An initial conversation can take place by phone or online. We will explain what documents are needed and how to provide them. If you would like to meet, contact the team first to arrange it.
Tell us what your business needs next.
Send the quotation or start with a conversation. We will explain what we need to explore the options.