← Commercial Finance Answers

HGVs & specialist trucks

Can I finance a grab lorry with its crane and body?

Potentially. The lender needs the complete specification and must understand what equipment is included in the purchase.

The practical answer

Potentially. The lender needs the complete specification and must understand what equipment is included in the purchase.

Provide chassis, crane and body identification, age and condition, plus separate quotes if the components come from different suppliers. Explain whether it is an existing complete vehicle or a new build.

Installation dates, inspection requirements and supplier payment milestones can affect funding. Budget for maintenance and required examinations separately unless an agreed package expressly includes them.

Important

Commercial finance is subject to status, lender approval and the specific asset and transaction. The right structure depends on the complete circumstances of the business.

What should I do next?

Have the asset details, supplier information and an outline of what the business needs ready. DCF can then discuss the requirement and identify which lenders may be suitable.

Read: Tipper & specialist truck finance →

Explore the relevant guides

Truck & HGV finance — For tractor units, trailers and the wider haulage requirement.

Plant & machinery finance — For construction, agricultural and other productive equipment.