The practical answer
Potentially. Specialist vehicles often need more detailed underwriting, especially where the body, equipment or conversion is bespoke or the vehicle is built overseas.
Supply a full specification of the vehicle, conversion and fitted equipment, with values and identification where available. Explain why the specification is needed and whether it has alternative uses.
Custom build cost and resale value may differ. Agree supplier payments, delivery and acceptance requirements before placing a non-refundable order.
Commercial finance is subject to status, lender approval and the specific asset and transaction. The right structure depends on the complete circumstances of the business.
What should I do next?
Have the asset details, supplier information and an outline of what the business needs ready. DCF can then discuss the requirement and identify which lenders may be suitable.
Read: Specialist truck finance →Explore the relevant guides
Truck & HGV finance — For tractor units, trailers and the wider haulage requirement.