← Commercial Finance Answers

Handling, lifting & agricultural equipment

Can I finance several access platforms for a hire fleet?

Potentially, if the lender accepts hire use and the business can support the combined commitment.

The practical answer

Potentially, if the lender accepts hire use and the business can support the combined commitment.

Prepare an individual asset schedule, expected utilisation, hire prices, maintenance arrangements and the capital needed before hire income arrives. Separate confirmed demand from optimistic occupancy assumptions.

Ask for written acceptance of onward hire and any location or insurance requirements. A mixed platform fleet may need different valuations and terms for different models or ages.

Important

Commercial finance is subject to status, lender approval and the specific asset and transaction. The right structure depends on the complete circumstances of the business.

What should I do next?

Have the asset details, supplier information and an outline of what the business needs ready. DCF can then discuss the requirement and identify which lenders may be suitable.

Read: Telehandler & forklift finance →

Explore the relevant guides

Fleet finance — For multiple vehicles, phased delivery and combined commitments.

Plant & machinery finance — For construction, agricultural and other productive equipment.