The practical answer
Potentially, but every agreement, asset and settlement needs mapping before the net outcome can be assessed.
Prepare a schedule with vehicle identities, current lenders, settlement expiry dates, repayments and ownership structure. Check whether any agreements cover several assets or restrict individual releases.
A new proposal may still use more than one facility. Compare total cash released, ongoing commitments, fees and guarantee requirements rather than assuming consolidation automatically makes the fleet cheaper.
Commercial finance is subject to status, lender approval and the specific asset and transaction. The right structure depends on the complete circumstances of the business.
What should I do next?
Have the asset details, supplier information and an outline of what the business needs ready. DCF can then discuss the requirement and identify which lenders may be suitable.
Read: Asset refinance →Explore the relevant guides
Fleet finance — For multiple vehicles, phased delivery and combined commitments.