Which fees should I ask about before signing asset finance?

The practical answer

Ask for all charges and when they are payable, including any arrangement, documentation, purchase-option, administration and settlement-related amounts.

Not every agreement has every fee, so use the written quote and contract rather than a generic list. Confirm whether figures include VAT where applicable and whether charges are paid upfront or added to borrowing.

Compare total payable alongside regular instalments and any final payment. A lower monthly figure can be offset by a larger initial outlay or contractual charges.

What should I do next?

Have the asset details, supplier information and an outline of what the business needs ready. DCF can then discuss the requirement and identify which lenders may be suitable.