The practical answer
Potentially, with the recovery equipment, vehicle condition and intended work important to assessment.
Supply details of the chassis, body, winch, lift equipment and any conversion, including separate build invoices where relevant. Explain roadside recovery contracts, expected utilisation and the business’s experience.
A bespoke recovery body may not add its full build cost to resale value. Ask how the lender values the completed asset and whether a deposit is needed to cover costs it will not fund.
Commercial finance is subject to status, lender approval and the specific asset and transaction. The right structure depends on the complete circumstances of the business.
What should I do next?
Have the asset details, supplier information and an outline of what the business needs ready. DCF can then discuss the requirement and identify which lenders may be suitable.
Read: Tipper & specialist truck finance →Explore the relevant guides
Truck & HGV finance — For tractor units, trailers and the wider haulage requirement.