The practical answer
Possibly, but both assets and their individual values should be set out clearly.
Provide the digger specification and trailer identification, age, carrying capacity, price and seller. If they are supplied by different businesses, include separate invoices and payment deadlines.
Finance approval does not establish towing or transport suitability. Check the vehicle, trailer and load combination with the appropriate adviser, and budget for transport costs and any equipment the lender does not include.
Commercial finance is subject to status, lender approval and the specific asset and transaction. The right structure depends on the complete circumstances of the business.
What should I do next?
Have the asset details, supplier information and an outline of what the business needs ready. DCF can then discuss the requirement and identify which lenders may be suitable.
Read: Plant & machinery finance →Explore the relevant guides
Truck & HGV finance — For tractor units, trailers and the wider haulage requirement.
Excavator finance — For diggers, operating hours and attachments.
