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Fleets & multiple vehicles

Can I finance a mixed fleet of vans and trucks?

Potentially. A fleet requirement can include different commercial vehicle types and suppliers, but the complete acquisition plan should be explained clearly.

The practical answer

Potentially. A fleet requirement can include different commercial vehicle types and suppliers, but the complete acquisition plan should be explained clearly.

Use one schedule covering vans, trucks and any trailers, with individual prices, suppliers and delivery dates. Disclose all existing finance so the total exposure is clear.

Different assets may need different terms or lenders. Compare the combined cash requirement, guarantees and end-of-term obligations across the whole package.

Important

Commercial finance is subject to status, lender approval and the specific asset and transaction. The right structure depends on the complete circumstances of the business.

What should I do next?

Have the asset details, supplier information and an outline of what the business needs ready. DCF can then discuss the requirement and identify which lenders may be suitable.

Read: Fleet finance →

Explore the relevant guides

Truck & HGV finance — For tractor units, trailers and the wider haulage requirement.

Van finance — For commercial vans, conversions and intended use.