The practical answer
No. Direct Commercial Finance is a commercial finance broker. DCF discusses the requirement and approaches suitable lenders; the lender makes the credit decision and sets the terms.
As broker, DCF helps explain the asset, business and transaction to lenders that may be suitable. Any quotation or approval remains dependent on the actual lender and its conditions.
An indicative calculator result is not a binding credit offer. Ask which information is needed for your requirement and what conditions remain before a supplier can be paid.
Commercial finance is subject to status, lender approval and the specific asset and transaction. The right structure depends on the complete circumstances of the business.
What should I do next?
Have the asset details, supplier information and an outline of what the business needs ready. DCF can then discuss the requirement and identify which lenders may be suitable.
Read: About DCF →