The practical answer
It may be considered, but bespoke specification, demanding use and a narrow resale market can affect terms.
Provide machine and attachment identification, condition, hours and a breakdown of the complete purchase. Explain the work, operating experience and maintenance arrangements.
A lender may not treat custom fabrication or refurbishment at full invoice value. Discuss the transaction before committing to modifications, and identify any cost gap the business would need to fund itself.
Commercial finance is subject to status, lender approval and the specific asset and transaction. The right structure depends on the complete circumstances of the business.
What should I do next?
Have the asset details, supplier information and an outline of what the business needs ready. DCF can then discuss the requirement and identify which lenders may be suitable.
Read: Plant & machinery finance →Explore the relevant guides
Tipper & specialist truck finance — For bespoke bodies, conversions and specialist vehicles.