The practical answer
Attachments may be considered with a machine or separately, but they need to be identifiable and acceptable to the lender.
List the attachment type, manufacturer, model, serial number where available, price and seller. Explain whether it is fitted to a machine already owned or financed and provide that machine’s details.
A quote bundling consumables, repairs and attachments may need splitting. Ask what is eligible and whether the current machine lender needs to consent to additions or changes.
Commercial finance is subject to status, lender approval and the specific asset and transaction. The right structure depends on the complete circumstances of the business.
What should I do next?
Have the asset details, supplier information and an outline of what the business needs ready. DCF can then discuss the requirement and identify which lenders may be suitable.
Read: Excavator finance →Explore the relevant guides
VAT on asset finance — For VAT timing and the cash needed alongside funding.
Plant & machinery finance — For construction, agricultural and other productive equipment.